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A roofing contract template you can copy
Keep the contract short by pointing to the signed estimate for the line items. The contract is for the rules: when you start, when you get paid, and what happens when something changes.
Roofing contract
- Between
- [Your business name], [license number], [phone], and [homeowner name]
- Property
- [Address]
- The work
- As listed in estimate [R-301], dated [date], attached
- Materials
- [Shingle or metal line and color], [underlayment], [ventilation]
- Start
- On or about [date], weather allowing. About [days] working days.
- Insurance
- [We carry liability and workers' comp. Certificates on request.]
| Payment | When | Amount |
|---|---|---|
| [Deposit] | [At signing] | [amount] |
| [Materials] | [When materials are delivered] | [amount] |
| [Balance] | [When the work is done and you've walked it with us] | [amount] |
Decking: up to [sheets] sheets of replacement decking are in the price. Past that, [price per sheet], and we'll show you photos first.
Changes: any change to the work or the price is written down and signed by both of us before we do it.
Weather: we don't tear off when rain is coming. Delays for weather don't change the price.
Cleanup: we haul away the old roof, run a magnet for nails and leave the yard the way we found it.
Warranty: workmanship [years]. Materials: per the manufacturer, once registered.
Cancelling: [Your state's cancellation notice for contracts signed at the home].
Signed: [homeowner] [date] [your name] [date]
What to include in a roofing contract
Most roofing disputes come from something nobody wrote down. These are the lines worth the extra paragraph.
- The decking rule. How many sheets are in the price and what each one past that costs.
- The payment schedule. What's due at signing, at delivery and at the end, and what "done" means.
- Changes in writing. No extra work on a handshake once the roof is open.
- Weather and delays. Who decides when it's safe to tear off.
- Damage and cleanup. Gutters, landscaping, the driveway and the nails in the yard.
- Lien rights. Many states want a notice in the contract about liens. Check yours.
Roofing contracts on insurance jobs
When insurance pays for the roof, the contract should still be between you and the homeowner. Say that the homeowner pays their deductible, that the price follows the adjuster's approved amount plus any approved supplements, and what happens if the insurer denies part of the claim. Some states bar contractors from covering a deductible or acting for the homeowner with the insurer, so check your state's rules before you sign insurance work.
Can a homeowner cancel a roofing contract?
Often, yes, for a few days. Federal rules give buyers three business days to cancel many sales made at their home, and many states add their own rules for home repair contracts. If you sign contracts at the kitchen table, put the right cancellation notice in the contract and give the homeowner a copy. Don't order materials until the window has passed.
- Ordering materials the day the contract is signed
- A contract with no cancellation notice when it was signed at the home
- Starting work before the homeowner has a signed copy

